See how your carriers compare to regional benchmarks across auto, home, health and life insurance — ranked by severity so the biggest risks surface first.
Auto avg.
+6.1%
Home avg.
+9.8%
Health avg.
+3.4%
Life avg.
+0.6%
Carrier filings ranked by severity so the largest jumps surface first. Compare each change against the national category average.
Tracked alerts
6
Across four categories
High severity
2
Review before renewal
Moderate
2
Above typical trend
Low / stable
2
No action required
Home insurance
Bedrock Assurance
+14.2%
vs last renewal cycle
National avg
+9.8%
Reinsurance costs passed through after storm season — 4.4 pts above the national home average.
Auto insurance
Summit Auto Group
+11.6%
vs last renewal cycle
National avg
+6.1%
Parts and labor inflation pushed this filing well above the state auto average.
Auto insurance
Heartland Mutual
+8.4%
vs last renewal cycle
National avg
+6.1%
Regional claims volume is up in your ZIP tier, 2.3 pts above the national auto average.
Home insurance
Lakeshore Property
+7.9%
vs last renewal cycle
National avg
+9.8%
Wildfire and hail loadings were added to the renewal filing, still 1.9 pts below the national home average.
Health insurance
Meridian Health Group
+3.1%
vs last renewal cycle
National avg
+3.4%
Standard annual adjustment, slightly below the regional medical-cost trend.
Life insurance
Northbeam Life
0.0%
vs last renewal cycle
National avg
+0.6%
Rate locked for the current term duration — no change detected on this filing.
Year-over-year rate movement by line of business, with the drivers behind each filing trend.
Source window: last 12 months · 186 filings
Auto
+6.1%
National YoY average
Repair-cost inflation and higher claims severity are the main drivers.
Home
+9.8%
National YoY average
Reinsurance costs and severe weather claims lead the increase.
Health
+3.4%
National YoY average
Broadly in line with standard annual medical-cost trend.
Life
+0.6%
National YoY average
Term life rates remain largely stable for locked-in policies.
Record a premium change from a renewal or policy update and keep it organized in your personal rate tracker.